It’s important to get to know the company you’re considering working with or doing business with. We’re happy to share the Sierra Pacific Advantage which includes...
Directly selling to agencies FHA, VA, USDA
A requirement for all loans to be insurable, salable, and sustainable
A focus on the 4 C's of creditworthiness
Easy access to resources through company intranet
Each mortgage lender has its own approach to underwriting. At Sierra Pacific, we believe in a consistently executed underwriting process and a commitment to only approving loans that are in the best interest of all parties.
Underwriters follow AUS findings
Decisions aren't based on feel-good conditions
We embrace Secure Asset & Income Verification by providing more training to our teams
We utilize Day 1 Job Aids
We've developed an appraisal review process that saves time
We offer ADR BLITZ Doc Splitting/Labeling Technology OCR
We use Power BI for pipeline management
We offer centralization of uniform business channel forms
Our company’s underwriting philosophy is communicated regularly and implemented consistently, helping to ensure that we’re all on the same page.