Sierra Pacific Mortgage
Sierra Pacific Sierra Pacific Careers


It’s important to get to know the company you’re considering working with or doing business with. We’re happy to share the Sierra Pacific Advantage which includes...

Directly selling to agencies FHA, VA, USDA

A requirement for all loans to be insurable, salable, and sustainable

A focus on the 4 C's of creditworthiness

Easy access to resources through company intranet


Each mortgage lender has its own approach to underwriting. At Sierra Pacific, we believe in a consistently executed underwriting process and a commitment to only approving loans that are in the best interest of all parties.

Underwriters follow AUS findings

Decisions aren't based on feel-good conditions

We embrace Secure Asset & Income Verification by providing more training to our teams

We utilize Day 1 Job Aids

We've developed an appraisal review process that saves time

We offer ADR BLITZ Doc Splitting/Labeling Technology OCR

We use Power BI for pipeline management

We offer centralization of uniform business channel forms

Our company’s underwriting philosophy is communicated regularly and implemented consistently, helping to ensure that we’re all on the same page.

Regional Operation Centers

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Sierra Pacific Mortgage
950 Glenn Drive, Suite 150
Folsom, CA 95630
Sierra Pacific Mortgage
6021 University Blvd, Ste 200
Ellicott City, MD 21043
Sierra Pacific Mortgage
27271 Las Ramblas Suite 340
Mission Viejo, CA 92691