Promises Made.
Promises Kept.

Purchase, Refinance, and Refinance + Cash Out

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Sierra Pacific Mortgage

partnering with

Arbor Day Foundation logo

ONE Sierra is a powerful concept where we believe that ONE Choice or ONE person can make a huge difference in our daily work and our customers' success. So who is to say that ONE tree can't make an impact on the planet? We know that trees can help sequester carbon, clean the air, cool the planet, create shelter for wildlife, and provide resources for local communities. By making this commitment today to fund the greener good, Sierra is taking ONE step towards lending a hand in our communities and making a lasting impact for generations to come.

How It Works

In partnership with the Arbor Day Foundation, Sierra Pacific Mortgage is committing to plant a tree for every loan closed with our team for the remainder of 2022. Are you ready to work with a lender that is involved in such impactful community work? Apply with Sierra Pacific Mortgage for your purchase, refinance or refi cash out today.



  • Refi - Getting a new mortgage to replace the original is called refinancing. Refinancing is done for several reasons, the most common is to obtain a better interest term and rate.
  • Cash Out - Perhaps you paid in cash to strengthen your original offer, or maybe the rising market has built up equity that you'd like to use in paying off some of your bigger expenses. And with today’s interest rates, there’s no reason not to.
  • Purchase - Whether your first home is a loft in the city or a cottage in the country, start the home buying process with Sierra Pacific Mortgage. We'll find you the best loan tailored to your financial needs.
  • Low Interest Rates - In today's market, home values are up and rates are low—making it the perfect time to consult with a Sierra Pacific Mortgage professional to see if you qualify for a better rate.
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Licensed in CA: Licensed by The Department of Financial Protection and Innovation under the California Finance Lenders Act Lic # 417-0015. AZ: Mortgage Banker License 0905006 DE: Licensed by the Delaware State Bank Commissioner # 9801, exp. 12/31/2021 GA: Georgia Residential Mortgage Licensee 16444. IL: Residential Mortgage Lender, NMLS# MB.0006383. For licensing information, go to: MA: Mortgage Lender License & Mortgage Broker License MC1788. ME: Supervised Lender License SLM9214. NV: Licensed in Nevada 3268. We provide mortgage lending and brokering services. NJ: Licensed by the New Jersey Department of Banking and Insurance. NY: Licensed Mortgage Banker-NYS Department of Financial Services. OR: License # ML-460. RI: Rhode Island Licensed Loan Broker 20072185LB & Rhode Island Licensed Lender 20072187LL. VA: NMLS ID # 1788 For licensing information, go to:

Equal Housing Lender Logo

©2021 Sierra Pacific Mortgage Company, Inc., NMLS #1788 Equal Housing Lender. 1180 Iron Point Road, Suite 200, Folsom, CA 95630 (Tel. 800-447-3386).